.adpc-calc{--gold:#eab653;--gold-deep:#c9962f;--gold-soft:rgb(234 182 83/0.12);--gold-line:rgb(234 182 83/0.45);--black:#141414;--ink:#141414;--surface:#1c1c1c;--surface-2:#242424;--text:#f7f5f0;--gray:#b8b4ac;--gray-light:#9a9a9a;--line:rgb(255 255 255/0.1);--line-strong:rgb(255 255 255/0.22);--paper:#1c1c1c;--ground:#141414;--warn:#ffbc7d;--font-head:var(--font-garet),"Garet",ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;--font-body:var(--font-garet),"Garet",ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif}.adpc-calc *,.adpc-calc :after,.adpc-calc :before{box-sizing:border-box}.adpc-calc{max-width:none;margin:0;color:var(--text);font-size:16px;line-height:1.4}.adpc-btn,.adpc-calc,.adpc-calc button,.adpc-calc h1,.adpc-calc h2,.adpc-calc h3,.adpc-calc input,.adpc-chip,.adpc-col .amt,.adpc-eyebrow,.adpc-hero .big,.adpc-hero .lbl,.adpc-hsa .real .now,.adpc-stepper output,.adpc-tab{font-family:var(--font-body)}.adpc-btn,.adpc-tab{font-family:var(--font-head)}.adpc-calc h1,.adpc-calc h2,.adpc-calc h3{margin:0;text-wrap:balance;line-height:1.15}.adpc-calc h1{font-size:clamp(1.8rem,4vw,2.6rem);font-weight:700;letter-spacing:-.01em;color:var(--text)}.adpc-calc h2{font-size:1.25rem;font-weight:700}.adpc-calc h3{font-size:.8rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--gray-light)}.adpc-calc p{margin:0;line-height:1.5}.adpc-head{display:flex;flex-direction:column;gap:10px;max-width:640px;margin-bottom:22px}.adpc-head p{color:var(--gray);font-size:1.02rem}.adpc-eyebrow{display:inline-block;font-size:.72rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold)}.adpc-tabs{display:flex;gap:6px;background:var(--surface);border:1px solid var(--line-strong);border-radius:999px;padding:5px;width:fit-content;max-width:100%;margin-bottom:22px}.adpc-tab{border:0;background:transparent;font:inherit;font-weight:700;font-size:.95rem;color:var(--gray);padding:10px 18px;border-radius:999px;cursor:pointer;white-space:nowrap;transition:color .4s var(--ease-expo),background-color .4s var(--ease-expo)}.adpc-tab:hover{color:var(--text)}.adpc-tab[aria-selected=true]{background:var(--gold);color:var(--ink)}.adpc-tab:focus-visible{outline:3px solid var(--gold);outline-offset:2px}.adpc-grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:22px;align-items:start}@media (max-width:760px){.adpc-grid{grid-template-columns:1fr}}.adpc-panel{background:var(--surface);border:1px solid var(--line);border-radius:18px;padding:22px}.adpc-section{display:flex;flex-direction:column;gap:14px;padding-block:18px;border-top:1px solid var(--line)}.adpc-section:first-child{border-top:0;padding-top:0}.adpc-section:last-child{padding-bottom:0}.adpc-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}@media (max-width:480px){.adpc-row{grid-template-columns:1fr}}@media (max-width:420px){.adpc-compare{grid-template-columns:1fr}}.adpc-field{display:flex;flex-direction:column;gap:6px;min-width:0}.adpc-field label{font-size:.9rem;font-weight:700;color:var(--text)}.adpc-field small{font-size:.85rem;color:var(--gray-light);line-height:1.35}.adpc-money{display:flex;align-items:center;border:1.5px solid var(--line-strong);border-radius:10px;background:var(--ink);overflow:hidden;transition:border-color .3s var(--ease-expo)}.adpc-money:focus-within{border-color:var(--gold)}.adpc-money span{padding:0 0 0 12px;color:var(--gray-light);font-weight:700}.adpc-field>input[type=number],.adpc-money input{width:100%;border:0;background:transparent;font:inherit;font-size:1.05rem;font-weight:700;padding:10px 12px;color:var(--text);font-variant-numeric:tabular-nums;min-width:0}.adpc-field>input[type=number]{border:1.5px solid var(--line-strong);border-radius:10px;background:var(--ink);transition:border-color .3s var(--ease-expo)}.adpc-field>input[type=number]:focus{outline:0;border-color:var(--gold)}.adpc-money input:focus{outline:0}.adpc-stepper{display:flex;align-items:center;border:1.5px solid var(--line-strong);border-radius:10px;background:var(--ink);width:fit-content}.adpc-stepper button{border:0;background:transparent;font:inherit;font-size:1.2rem;font-weight:700;width:42px;height:42px;cursor:pointer;color:var(--gray);transition:color .3s var(--ease-expo),transform .16s ease-out}.adpc-stepper button:hover{color:var(--gold)}.adpc-stepper button:active{transform:scale(.94)}.adpc-stepper output{min-width:36px;text-align:center;font-weight:700;font-size:1.1rem;font-variant-numeric:tabular-nums;color:var(--text)}.adpc-seg{display:flex;flex-wrap:wrap;gap:6px}.adpc-seg button{border:1.5px solid var(--line-strong);background:var(--ink);font:inherit;font-weight:700;font-size:.9rem;padding:9px 14px;border-radius:999px;cursor:pointer;color:var(--gray);transition:border-color .3s var(--ease-expo),background-color .3s var(--ease-expo),color .3s var(--ease-expo),transform .16s ease-out}.adpc-seg button:hover{border-color:var(--gold-line);color:var(--text)}.adpc-seg button:active{transform:scale(.97)}.adpc-seg button[aria-pressed=true]{background:var(--gold-soft);border-color:var(--gold);color:var(--text)}.adpc-seg button:focus-visible,.adpc-stepper button:focus-visible{outline:3px solid var(--gold);outline-offset:1px}.adpc-seg .sub{display:block;font-size:.72rem;font-weight:400;color:var(--gray-light)}.adpc-slider{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:3px;background:linear-gradient(90deg,var(--gold) var(--pct,50%),var(--line-strong) var(--pct,50%));outline:0}.adpc-slider::-webkit-slider-thumb{-webkit-appearance:none;width:24px;height:24px;border-radius:50%;background:var(--gold);border:3px solid var(--ink);box-shadow:0 1px 4px rgb(0 0 0/.5);cursor:pointer}.adpc-slider::-moz-range-thumb{width:24px;height:24px;border-radius:50%;background:var(--gold);border:3px solid var(--ink);cursor:pointer}.adpc-slider:focus-visible::-webkit-slider-thumb{outline:3px solid var(--gold)}.adpc-slider-row{display:flex;justify-content:space-between;font-size:.78rem;color:var(--gray-light);font-variant-numeric:tabular-nums}.adpc-toggle{display:flex;align-items:center;gap:10px;cursor:pointer;font-size:.9rem;font-weight:700;color:var(--text)}.adpc-toggle input{width:20px;height:20px;accent-color:var(--gold)}.adpc-results{position:sticky;top:calc(var(--nav-h, 5rem) + 1rem);display:flex;flex-direction:column;gap:16px}.adpc-results-main,.adpc-results-side{display:flex;flex-direction:column;gap:16px;min-width:0}@media (min-width:1200px){.adpc-grid{grid-template-columns:minmax(0,1fr) minmax(0,.85fr) minmax(0,.85fr);gap:20px}.adpc-results{display:contents}.adpc-results-main,.adpc-results-side{position:sticky;top:calc(var(--nav-h, 5rem) + 1rem);align-self:start}}.adpc-hero{background:var(--surface-2);color:var(--text);border:1px solid var(--line);border-radius:18px;padding:22px}.adpc-hero.more{border-color:var(--gold-line);box-shadow:0 30px 80px -30px rgb(234 182 83/.25)}.adpc-hero .lbl{font-size:.75rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--gold)}.adpc-hero .big{font-size:clamp(2.2rem,6vw,3rem);font-weight:700;letter-spacing:-.02em;line-height:1.05;margin-top:6px;font-variant-numeric:tabular-nums}.adpc-hero .big small{font-size:1rem;font-weight:400;color:var(--gray);letter-spacing:0}.adpc-hero .sub{color:var(--gray);font-size:.92rem;margin-top:8px;line-height:1.45}.adpc-but{display:flex;flex-direction:column;gap:12px;margin-top:16px;padding-top:16px;border-top:1px solid var(--line-strong)}.adpc-but-word{font-size:2.1rem;font-weight:700;color:var(--gold);letter-spacing:.02em;line-height:1}.adpc-but-lead{color:var(--text);font-size:1rem;font-weight:700}.adpc-but ul{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:10px}.adpc-but li{display:grid;grid-template-columns:22px 1fr;gap:10px;align-items:start;color:var(--gray);font-size:.95rem;line-height:1.4}.adpc-but li svg{width:22px;height:22px;flex:none;margin-top:1px}.adpc-but li b{color:var(--text)}.adpc-but li.hsa{background:var(--gold-soft);border:1px solid var(--gold-line);border-radius:10px;padding:10px 12px;grid-template-columns:22px 1fr;margin-inline:-4px}.adpc-compare{display:grid;grid-template-columns:1fr 1fr;gap:12px}.adpc-col{border:1px solid var(--line);border-radius:14px;padding:14px;background:var(--surface);display:flex;flex-direction:column;gap:8px;min-width:0}.adpc-col.hl{border-color:var(--gold);background:linear-gradient(180deg,rgb(234 182 83/.1),var(--surface) 70%)}.adpc-col h3{font-size:.72rem}.adpc-col .amt{font-size:1.5rem;font-weight:700;font-variant-numeric:tabular-nums;letter-spacing:-.01em;color:var(--text)}.adpc-col .amt small{font-size:.8rem;font-weight:400;color:var(--gray-light)}.adpc-lines{display:flex;flex-direction:column;gap:5px;font-size:.82rem;color:var(--gray);border-top:1px dashed var(--line-strong);padding-top:8px}.adpc-lines div{display:flex;justify-content:space-between;gap:8px;font-variant-numeric:tabular-nums}.adpc-lines b{color:var(--text);font-weight:700}.adpc-bars{display:flex;flex-direction:column;gap:8px}.adpc-bar{display:grid;grid-template-columns:76px 1fr 72px;align-items:center;gap:10px;font-size:.82rem;font-variant-numeric:tabular-nums;color:var(--gray)}.adpc-bar .track{height:14px;border-radius:7px;background:var(--line);overflow:hidden}.adpc-bar .fill{height:100%;border-radius:7px;background:var(--gray-light);transition:width .7s var(--ease-expo)}.adpc-bar.ascend .fill{background:var(--gold)}.adpc-bar .val{text-align:right;font-weight:700;color:var(--text)}.adpc-cta{display:flex;flex-direction:column;gap:10px}.adpc-btn{display:inline-flex;justify-content:center;align-items:center;gap:8px;background:var(--gold);color:var(--ink);font:inherit;font-weight:700;font-size:1rem;padding:14px 20px;border-radius:999px;text-decoration:none;border:0;cursor:pointer;transition:background-color .4s var(--ease-expo),border-color .4s var(--ease-expo),transform .16s ease-out}.adpc-btn:hover{background:var(--gold-deep)}.adpc-btn:active{transform:scale(.97)}.adpc-btn.ghost{background:transparent;border:1.5px solid var(--line-strong);color:var(--text);font-weight:700}.adpc-btn.ghost:hover{border-color:var(--gold);background:transparent}.adpc-btn:focus-visible{outline:3px solid var(--gold);outline-offset:2px}.adpc-phone{text-align:center;font-size:.88rem;color:var(--gray)}.adpc-phone b{color:var(--text);user-select:all}.adpc-incl{display:flex;flex-direction:column;gap:8px;font-size:.88rem}.adpc-incl ul{margin:0;padding-left:0;list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:6px 12px}@media (max-width:480px){.adpc-incl ul{grid-template-columns:1fr}}.adpc-incl li{padding-left:18px;position:relative;color:var(--gray)}.adpc-incl li:before{content:"";position:absolute;left:0;top:.45em;width:8px;height:8px;border-radius:50%;background:var(--gold)}.adpc-note{font-size:.86rem;color:var(--gray-light);line-height:1.45}.adpc-note a{color:var(--gray);text-decoration:underline}.adpc-callout{border-left:3px solid var(--gold);background:var(--gold-soft);padding:12px 14px;border-radius:0 10px 10px 0;font-size:.86rem;line-height:1.45;color:var(--text)}.adpc-callout b{font-weight:700}.adpc-foot{margin-top:28px;max-width:900px}.adpc-calc [hidden]{display:none!important}.adpc-kicker{background:#0c0c0c;border:1px solid var(--line);border-radius:18px;padding:22px 22px 20px;display:flex;flex-direction:column;gap:6px;position:relative;overflow:hidden}.adpc-kicker:after{content:"";position:absolute;right:-40px;bottom:-60px;width:180px;height:180px;border-radius:50%;border:28px solid rgb(234 182 83/.12);pointer-events:none}.adpc-kicker .eb{font-family:var(--font-head);font-size:.74rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold)}.adpc-kicker .l1,.adpc-kicker .l2{font-family:var(--font-head);font-weight:700;font-size:clamp(1.55rem,4.2vw,2rem);line-height:1.1;letter-spacing:-.01em;margin:0;text-wrap:balance}.adpc-kicker .l1{color:var(--text)}.adpc-kicker .l2{color:var(--gold)}.adpc-kicker .tail{color:var(--gray);font-size:.95rem;margin-top:6px;position:relative;z-index:1}.adpc-hsa-tag{display:inline-flex;align-items:center;gap:8px;width:fit-content;max-width:100%;font-size:.9rem;font-weight:700;color:var(--text);background:var(--gold-soft);border:1px solid var(--gold-line);border-radius:999px;padding:6px 14px 6px 10px}.adpc-hsa-tag svg{width:14px;height:14px;flex:none;color:var(--gold)}.adpc-hsa-line{display:flex;gap:10px;align-items:flex-start;font-size:.92rem;color:var(--gray);line-height:1.45;padding:12px 14px;border-left:3px solid var(--gold);background:var(--gold-soft);border-radius:0 10px 10px 0}.adpc-hsa-line b{color:var(--text)}.adpc-chip{display:inline-flex;align-items:center;gap:7px;font-size:.74rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:7px 12px;border-radius:999px;background:var(--gold);color:var(--ink);white-space:nowrap}.adpc-chip svg{width:14px;height:14px;flex:none}.adpc-chip.dark{background:var(--ink);color:var(--gold);border:1px solid var(--gold-line)}.adpc-chip.over{background:rgb(255 188 125/.18);color:var(--warn);border:1px solid rgb(255 188 125/.5)}.adpc-hsa{border:2px solid var(--gold);border-radius:18px;padding:18px 20px;background:linear-gradient(180deg,rgb(234 182 83/.12),var(--surface) 80%);display:flex;flex-direction:column;gap:10px}.adpc-hsa.over{border-color:rgb(255 188 125/.6);background:linear-gradient(180deg,rgb(255 188 125/.1),var(--surface) 80%)}.adpc-hsa>.adpc-chip{align-self:flex-start}.adpc-hsa .real{display:flex;align-items:baseline;gap:10px;flex-wrap:wrap}.adpc-hsa .real .was{font-size:1.1rem;font-weight:700;color:var(--gray-light);text-decoration:line-through;font-variant-numeric:tabular-nums}.adpc-hsa .real .now{font-size:2rem;font-weight:700;letter-spacing:-.02em;font-variant-numeric:tabular-nums;color:var(--text)}.adpc-hsa .real small{font-weight:400}.adpc-hsa .real small,.adpc-hsa p{font-size:.9rem;color:var(--gray)}.adpc-hsa p b{color:var(--text)}.adpc-tier-list{display:flex;flex-wrap:wrap;gap:6px 14px;font-size:.78rem;color:var(--gray-light)}.adpc-tier-list span{white-space:nowrap}.adpc-pane{animation:adpc-in .7s var(--ease-expo) both}.adpc-pop{display:inline-block;animation:adpc-pop .5s var(--ease-expo) both}@keyframes adpc-in{0%{opacity:.01;transform:translateY(14px)}}@keyframes adpc-pop{0%{opacity:.01;transform:translateY(.25em);filter:blur(4px)}}@media (prefers-reduced-motion:reduce){.adpc-bar .fill,.adpc-btn,.adpc-seg button,.adpc-tab{transition:none}.adpc-pane,.adpc-pop{animation:none}}