Savings calculator
DO THE MATH.
Put in what you pay for primary care today and see how a flat monthly membership compares. For you, your family, or your team.
Who is joining
Have an FSA instead? Many FSA plans reimburse direct primary care memberships too. Check with your plan administrator.
What you pay for care today
That's $760 a year, or about $2.08 a day.
Here's what that gets you that your insurance doesn't:
- Unlimited visits. Come in 4 times or 14. Your price doesn't change and there's never a bill at the front desk.
- Your doctor's direct line. Text or call Dr. Le or Dr. Vizanko instead of waiting on hold or in a portal.
- Same-day and next-day appointments. No three-week wait when you're sick.
- After-hours and weekend care. A fever on Saturday doesn't have to mean an urgent care bill.
- In-office tests and procedures. Many common tests and minor procedures are done right here as part of your membership.
- Wholesale labs and medications. Not counted above, and it adds up fast if you take regular medications or get yearly bloodwork.
- HSA eligible. Pay with pre-tax dollars and the real difference is about $42/mo.
HSA eligible. Paid with pre-tax HSA dollars, this membership works out to about $86/mo. Tick "I pay with an HSA" to see your number.
Today
With Ascend
Your health is priceless.
Access to it shouldn't be.
One flat monthly fee. Your doctor, whenever you need them.
This tool compares primary care and urgent care costs plus any premium change you enter. It does not estimate savings on prescriptions, labs, imaging, specialists, or hospital care, which members often see too. HSA rules: under IRS guidance on the 2025 law, direct primary care fees up to $150/mo for one person or $300/mo for more than one person are HSA-compatible. Fees above those limits can still be paid from an HSA, but you can't make new HSA contributions while enrolled. Fees your employer pays, or that you pay through pre-tax payroll, can't also be reimbursed from your HSA. HSA tax savings use your federal bracket plus Colorado's 4.4% flat rate, and 7.65% FICA when you contribute through payroll. FSA reimbursement of direct primary care fees depends on your employer's plan; a general-purpose FSA also makes you ineligible to contribute to an HSA. Confirm your situation with a tax advisor. Estimates only, not financial, insurance, or medical advice. Rates current as of September 2026.
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Now accepting new patients
READY TO MEET YOUR DOCTOR?
Not sure yet? Schedule a free meet and greet with one of our doctors and see how we can help. Call to schedule or book directly here.
9331 Commerce Center St, Unit A1, Suite 202, Highlands Ranch, CO 80129
Monday to Friday, 9 am to 5 pm